Business Loans - Merchants & Marine Bank

Lines of Credit

Sometimes bills or payroll are due before receipts come in. Sometimes equipment breaks and needs to be repaired, or you need to re-stock quickly to get ready for a busy shopping weekend. For those times, a flexible secured or unsecured line of credit can help you purchase inventory or equipment and keep your employees paid. Convenient access means you don’t have to wait to get the temporary funding you need so you can keep your business running while taking advantage of low rates and flexible payment terms.

Construction Loans

Whether you’re building a space to call your own, or building spaces for others to live or work, we can put together a construction financing plan that meets your needs. We know this region’s growth opportunities and we know that when it comes to construction, time is money. You need answers fast and our local decision-making process means you can get your dreams off the ground sooner.

Commercial Real Estate

Real estate developers, builders, investors, and those seeking owner-occupied commercial real estate financing benefit from our market area expertise and local credit decisioning. We offer competitive rates and terms for the purchase and financing of various commercial property types including office buildings, warehouse and distribution centers, healthcare facilities, multifamily properties, or leisure and entertainment facilities.

Equipment and Machinery Loans

New equipment, machinery and technology can help your business grow faster and more efficiently. But it’s often a significant financial investment on the front end, one you need to finance today so your business and revenue can grow tomorrow. That’s where our team comes in with solutions to help meet your needs now and in the future.

Inventory Loans

If your business depends on seasonal sales or big-ticket items such as boats, automobiles or farming equipment, you have special financing needs to ensure you have sufficient stock on hand. Our inventory loans provide upfront capital to get the merchandise you need to help your business succeed.

Acquisition Loans

Buying a competitor or a complementary business is one of the fastest ways to grow or enter a new market. Gain an advantage by talking to us about financing options before you enter negotiations.

Small Business Administration (SBA) Loans

Government-guaranteed loans make it easier for small businesses to get the credit they need to grow. There are financing options for basic business needs including working capital, business acquisitions and debt refinances. Longer term financing is available for qualified purchases of fixed assets that promote business growth and job creation. Our team at Voyager Lending is equipped to help you secure a SBA loan for you and your business!