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CD, IRA, CDARS

Planning
Helping reach your short- and long-term goals.

Competitive
Offering a wide range of short terms with fixed rates.

Safe & Secure
Providing low-risk investment.

Individual Retirement Account (IRA)
An IRA is a savings plan designed to supplement Social Security and pension plan retirement income. 

IRA Certificate of Deposits

  • Available for both Traditional and Roth IRA Saving Plans.
  • Terms are available from 1 to 5 years.
  • Minimum to open account is $500.
  • Withdrawals before maturity may incur a penalty.

Merchants & Marine Liquid IRA

  • Available for Traditional IRA Saving Plans.
  • Minimum to open account is $100.
  • Balances above $99 will earn interest.

IRA account transactions may be subject to IRS limits, taxes, penalties, and withholdings.

Certificates of Deposit
Regular and Jumbo Certificates of Deposit (CD)
  • CDs are generally available from one (1) month to five (5) years.
  • CDs can be issued with automatic renewals.
  • Select the maturity that best fits your needs.

Open 12-Month CD

  • Interest rate is locked in for the term and there is no maintenance fee.
  • Withdrawals before maturity may incur a penalty.
  • Minimum opening deposit of $1,000.

Open 60-Month CD

CDARS (Certificate of Deposit Account Registry Service®)

CDARS provides convenience and peace of mind with access to FDIC insurance on multi-million dollar CD deposits.

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