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Mortgage Loans

Mortgage Loans
Meet Canvas Mortgage, a division of
Merchants & Marine Bank.

HELOC Loans
Sometimes the credit you need is right under your roof.

Lenders You Trust
Helpful loan decisions by bankers you know and trust.

Find the Loan That's Right for You

Mortgage Loans and Credit Lines to help make your homeownership dreams come true.

Home Equity Loan or Line of Credit

Sometimes the credit you need is right under your roof! With a variable rate home equity loan or line of credit (HELOC), you can use the equity in your primary residence to expand or renovate your home, pay off high-interest debt, cover tuition costs, or any other credit need you may have.

  • HELOCs may be eligible for no closing costs.
  • Home Equity Line checks for easy account access.
  • Interest may be tax-deductible. Consult with your accountant.
  • Provides peace of mind when unexpected expenses arise.
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All loans subject to credit approval.

Mortgage Loans

Whether you’re investing in your first home, refinancing, or right-sizing as an empty-nester, Canvas Mortgage is here to make your homebuying journey as easy as possible. A division of Merchants & Marine Bank, Canvas Mortgage understands that buying a home is more than a transaction – it’s a commitment. With more than 100 years combined mortgage experience, the team at Canvas Mortgage is committed to providing knowledgeable, personalized service that makes for a seamless homebuying process.

  • Conventional Loans with down payments as low as 3%
  • FHA Loans with no income limits
  • USDA Loans offering no down payment for qualified buyers
  • VA Loans offering eligible Veterans 100% financing
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Adjustable Rate Mortgage (ARM) Loans 

We offer convenient in-house mortgages for loans that don’t always fit the box of conventional financing. 

  • Competitive Rates 
  • 5/1 ARM  
  • Up to 20-year Amortization 
  • In-House Mortgages are Locally Serviced
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All loans subject to credit approval

Construction Loans

Can’t find the perfect home or space for your business? Build it yourself! We provide financing for residential or commercial new construction, expansion, or remodeling. Our experienced loan officers know all the ins and outs of the business and can assist you from start to finish.

  • Interest only options during the construction phase.
  • Local branches to help administer construction draws.
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All loans subject to credit approval

Mortgage Disclaimer

Business In Accordance With Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or

Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan or in appraising property

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD:

SEND A COMPLIANT TO:

Assistant Secretary for Fair Housing and Equal Opportunity Department of Housing and Urban Development, Washington, DC 20410

For processing under the Federal Fair Housing Act

AND TO:

Customer Assistance Group, Comptroller of the Currency

1201 McKinney Street, Suite 3450

Houston, TX 77010-9050

For processing under applicable Regulation.

UNDER THE EQUAL CREDIT OPPORTUNITY ACT IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION

On the basis of race, color, national origin, religion, sex, marital status, or age;

Because income is from public assistance; or

Because a right has been exercised under the Consumer Credit Protection Act

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLIANT TO:

Customer Assistance Group, Comptroller of the Currency

1201 McKinney Street, Suite 3450

Houston, TX 77010-9050