Business Products & Services

Collect Payments
Accept in-person and online card payments.

Make Payments
Secure, convenient options to pay
employees or pay the bills.

Protect Your Money
Prevent fraudulent transactions.

Your goal is to keep your business
running and growing

Our goal is to help you do that more effectively and efficiently with solutions that help you manage your company’s money, maximize cash flow and prevent fraud.

Merchant Services

Merchants & Marine Bank has partnered with Clover® to simplify your business operations with an all-in-one payment processing system and business management solution tailored to meet the unique needs of your business.

Clover can help you:

  • Accept more types of payments including EMV® chip cards, Apple Pay® and Samsung Pay®
  • Help protect your customers, business and reputation from fraud with built-in security
  • Help generate more visits and more sales through mobile loyalty and rewards programs
  • Uncover new insights and compare sales against competition within your market
  • Grow your business online and manage everything in one place
  • Manage inventory, employee schedules, payroll and more
Learn More About Clover button

Business Bill Pay

Pay your bills online, anytime. Bill Pay gives you the flexibility to schedule one-time payments or recurring payments right from your computer. No more worries about postage, last-minute trips to the post office or lost or stolen paper checks that could lead to account fraud.

Remote Deposit Capture

Securely deposit checks at your convenience, from your location, without regular trips to the bank. Scan checks and make deposits by 5 p.m. CT for same business day posting to your account.

ACH Origination Services

Save time, effort, and check processing costs by using direct deposit to distribute employee payroll. ACH Origination allows the generation of corporate or cash concentration transactions for next day settlement.

ACH Notification

Protect your account from potential fraud activity by enrolling in ACH Notification. You will receive same-day electronic notification of any incoming ACH item(s) or checks scheduled to post against your account(s) so you can reject or approve.

Positive Pay

Positive Pay helps prevent check fraud on your business account(s). Simply provide us information on checks issued on your account; we’ll compare that information with checks presented against your account. If a presented check doesn’t match, you will have the opportunity to review the item and approve it for payment or return it.