Mobile Personal Checking | Local Bankers

Legacy Checking

Premier Checking

Silver Checking

Scholar Checking

Legacy Checking

Our Legacy Checking account has everything you need.

Low opening balance.
Waivable monthly service charge.
Interest Bearing.
Digital tools that allow you to access your money, where, when and how you want.

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Premier Checking

Earn a higher rate of interest to get the most from your money.

Low opening balance.
Tiered interest rates.
Waivable monthly service charge.
Up to three free nationwide ATM transactions per month.
Convenient access to your account where, when and how you want.

OPEN AN ACCOUNT

Silver Checking

Life – and better checking – begins at 55!

Low opening balance.
No charge for wallet style checks. *Two orders per year.
Waivable monthly service charge.
Online and mobile banking for anytime, anywhere access.

OPEN AN ACCOUNT

Scholar Checking

The best time to learn important money lessons is between 15 and 25.

Low opening balance.
No monthly service charge.
Earns interest with no minimum daily balance requirement.
Convenient digital tools to help teens and young adults learn to manage money.
Up to three free nationwide ATM transactions per month (in case you need cash for college or job interviews).

CONTACT OR VISIT US TO LEARN MORE

More Than Just Checking

All our checking accounts earn interest and include these convenience and security features.

Online Banking

Secure banking anytime, anywhere.

Mobile Banking

Taking banking matters into your own hands.

Online Bill Pay

Check-free bill pay right at your fingertips.

Mobile Deposit

Snap, snap, tap, tap. Deposit done.

eStatements

Notices securely delivered to your inbox.

Personalized Text Alerts

Get account messages that matter to you.

Debit Card

Mobile wallet-ready for secure, contactless payment.

Nationwide ATM Access

Get access to Nationwide ATM Network via All Point.

	Legacy Checking	Scholar Checking	Silver Checking	Premier Checking
Age Requirement	None	15-25	55 & over	None
Minimum Opening Balance	$50.00	$25.00	$50.00	$50.00
Minimum Daily Balance to Avoid Service Charge	$300.00	None	$100.00	$2,500.00
Other Ways to Avoid Monthly Service Charge	E-Statement, Direct Deposit, Auto Pay, MMB Loan	N/A	E-Statement, Direct Deposit, Auto Pay, MMB Loan	E-Statement, Direct Deposit, Auto Pay, MMB Loan
Minimum Daily Balance to Earn Interest	None	None	None	$1,500.00
Monthly Service Charge	$3.00	None	$3.00	$10.00
Additional Benefits	3 Free Nationwide ATM Transactions per Month *	3 Free Nationwide ATM Transactions per Month *	2 orders MMB Wallet style checks per year	3 Free Nationwide ATM Transactions per Month *
Paper Statement Fee	None	$3.00	None	None
Special Requirements	None	Online Banking/E-Statement	None	None
*	*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.	*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.		*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.
	Open an Account	Open an Account	Open an Account	Open an Account

Legacy Checking

Scholar Checking

Silver Checking

Premier Checking

Age Requirement

None

15-25

55 & over

None

Minimum Opening Balance

$50.00

$25.00

$50.00

Minimum Daily Balance to Avoid Service Charge

$300.00

None

$100.00

$2,500.00

Other Ways to Avoid Monthly Service Charge

E-Statement, Direct Deposit, Auto Pay, MMB Loan

N/A

E-Statement, Direct Deposit, Auto Pay, MMB Loan

Minimum Daily Balance to Earn Interest

None

$1,500.00

Monthly Service Charge

$3.00

None

$3.00

$10.00

Additional Benefits

3 Free Nationwide ATM Transactions per Month *

2 orders MMB Wallet style checks per year

3 Free Nationwide ATM Transactions per Month *

Paper Statement Fee

None

$3.00

None

Special Requirements

None

Online Banking/E-Statement

None

*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.

Open an Account

Legacy Checking
Age Requirement	None
Minimum Opening Balance	$50.00
Minimum Daily Balance to Avoid Service Charge	$300.00
Other Ways to Avoid Monthly Service Charge	E-Statement, Direct Deposit, Auto Pay, MMB Loan
Minimum Daily Balance to Earn Interest	None
Monthly Service Charge	$3.00
Additional Benefits	3 Free Nationwide ATM Transactions per Month *
Paper Statement Fee	None
Special Requirements	None
*	*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.
Open an Account
Age Requirement	15-25
Minimum Opening Balance	$25.00
Minimum Daily Balance to Avoid Service Charge	None
Other Ways to Avoid Monthly Service Charge	N/A
Minimum Daily Balance to Earn Interest	None
Monthly Service Charge	None
Additional Benefits	3 Free Nationwide ATM Transactions per Month *
Paper Statement Fee	$3.00
Special Requirements	Online Banking/E-Statement
*	*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.
Open an Account
Age Requirement	55 & over
Minimum Opening Balance	$50.00
Minimum Daily Balance to Avoid Service Charge	$100.00
Other Ways to Avoid Monthly Service Charge	E-Statement, Direct Deposit, Auto Pay, MMB Loan
Minimum Daily Balance to Earn Interest	None
Monthly Service Charge	$3.00
Additional Benefits	2 orders MMB Wallet style checks per year
Paper Statement Fee	None
Special Requirements	None
*
Open an Account
Age Requirement	None
Minimum Opening Balance	$50.00
Minimum Daily Balance to Avoid Service Charge	$2,500.00
Other Ways to Avoid Monthly Service Charge	E-Statement, Direct Deposit, Auto Pay, MMB Loan
Minimum Daily Balance to Earn Interest	$1,500.00
Monthly Service Charge	$10.00
Additional Benefits	3 Free Nationwide ATM Transactions per Month *
Paper Statement Fee	None
Special Requirements	None
*	*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.
Open an Account

Legacy Checking

Age Requirement

None

Minimum Opening Balance

$50.00

Minimum Daily Balance to Avoid Service Charge

$300.00

Other Ways to Avoid Monthly Service Charge

E-Statement, Direct Deposit, Auto Pay, MMB Loan

Minimum Daily Balance to Earn Interest

None

Monthly Service Charge

$3.00

Additional Benefits

3 Free Nationwide ATM Transactions per Month *

Paper Statement Fee

None

Special Requirements

None

*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.

Open an Account

Scholar Checking

Age Requirement

15-25

Minimum Opening Balance

$25.00

Minimum Daily Balance to Avoid Service Charge

None

Other Ways to Avoid Monthly Service Charge

N/A

Minimum Daily Balance to Earn Interest

None

Monthly Service Charge

None

Additional Benefits

3 Free Nationwide ATM Transactions per Month *

Paper Statement Fee

$3.00

Special Requirements

Online Banking/E-Statement

*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.

Open an Account

Silver Checking

Age Requirement

55 & over

Minimum Opening Balance

$50.00

Minimum Daily Balance to Avoid Service Charge

$100.00

Other Ways to Avoid Monthly Service Charge

E-Statement, Direct Deposit, Auto Pay, MMB Loan

Minimum Daily Balance to Earn Interest

None

Monthly Service Charge

$3.00

Additional Benefits

2 orders MMB Wallet style checks per year

Paper Statement Fee

None

Special Requirements

None

Open an Account

Premier Checking

Age Requirement

None

Minimum Opening Balance

$50.00

Minimum Daily Balance to Avoid Service Charge

$2,500.00

Other Ways to Avoid Monthly Service Charge

E-Statement, Direct Deposit, Auto Pay, MMB Loan

Minimum Daily Balance to Earn Interest

$1,500.00

Monthly Service Charge

$10.00

Additional Benefits

3 Free Nationwide ATM Transactions per Month *

Paper Statement Fee

None

Special Requirements

None

*Merchants & Marine Bank will refund up to 3 ATM Transaction fees per month up to a total of $15.00 each month.

Open an Account