Check Out Your Checking Options

Let’s take a trip down memory lane, shall we.

It’s a sunny morning in June. You’ve just received your first payments for the lawn mowing business you established right after graduating from eighth grade. You come downstairs and hop in the car with mom or dad and head down to the local Merchants & Marine Bank branch, clutching your profits in your hand. You enter the bank and are introduced to the bank manager who has known your parents for years. She takes you back to her desk where she provides you with the form to fill out to open your very first, your very own, checking account… 

Checking Solutions are Never Going Out of Style

For many MMB customers, the checking account was their first introduction to banking, and for that reason, we have always felt that these early accounts form the bedrock of our customer relationships. And while their fundamental purpose has not changed since that eighth-grade entrepreneur emerged, technology and the need for flexibility has.

That’s why we have several options for you to consider when you open a checking account at MMB. Each has its own set of incentives, but all have a low opening balance requirement, so every program is accessible — from our newest to our most established customers.

If you’re looking for a better-than-basic checking option, our Legacy program has a waivable monthly service charge, earns interest, and offers digital tools to access your account wherever, whenever, and however you want it.

If you maintain a higher balance in your checking account, our Premier program has tiered interest rates, up to three free nationwide ATM transactions, and the digital tools to access your account.

Customers who are 55 and better enjoy the benefits of our Silver program with tiered interest rates, no charge for wallet-style checks, no fee for paper statements, and online and mobile banking when you are on the go.

Our Scholar program is geared toward our students and young people who are learning how the world of finance works. It has no monthly service charge, earns interest with no minimum daily balance requirement, includes convenient tools to help teens and young adults learn to manage money, and up to three nationwide ATM transactions per month.

Learn More

So, whether you’re just beginning your relationship with managing money, or getting ready to travel the world in your retirement, MMB has a checking option that is right for you.

Check out our Checking page for more information.