Banking for Startups: Venture & Capital Reserve Accounts

At Merchants & Marine Bank, we pride ourselves on providing businesses with the tools, funding, and guidance needed to grow from a small startup to a multi-million dollar organization. Let’s explore two accounts designed for companies like yours and the incredible benefits you’ll receive.

Venture Checking

Our Venture Checking account is ideal for small businesses that have fewer than 200 payment transactions per month. If you’ve just now formed your organization or you’re in the process of building your client base, we highly recommend exploring this checking account since it offers a low opening balance requirement, zero monthly service fees, and a low fee per transaction. As an added bonus, you’ll earn interest on your entire balance! This account is a fantastic way to build up your financial track record and earn interest that you can reinvest back into your business.

Capital Reserve Savings

The success of your startup organization will depend on your ability to plan for the future and unexpected expenses. An excellent way to ensure you’re prepared for unwelcome financial surprises is by opening a savings account and investing a fixed amount per month. Whether you’re able to set aside $10 or $1,000, every little bit helps to provide you with added security. Our Capital Reserve Savings account is fantastic for budding companies since it offers a small minimum balance requirement and a low monthly service charge, that can be waived by maintaining a minimum daily balance.

Our Promise

When you bank with us, you know you’re getting the most comprehensive selection of tools in the industry. All of our checking and savings accounts include:

  • User-friendly online banking
  • Recurring billing options
  • A stylish business debit card
  • Easy to access online statements
  • Check images to help you better track expenses
  • Simple QuickBooks integration
  • World-class customer support
  • A wide variety of tools to help you plan your finances
  • Expert guidance to help you make the right decisions for your future

Contact Us

Are you ready to set up your new business accounts? Reach out to us today! We’d be happy to answer any questions you may have regarding which account options are right for you. The next step to achieving your financial goals is right in front of you and we’re ready to assist.


Watch our Chief Risk Officer, Jeffrey Trammel, discuss the value that Merchants & Marine Bank team members bring to their business banking partners here: