Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Merchants & Marine Bank chooses to share; and whether you can limit this sharing.
*For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders & legal investigations, or report to credit bureaus.
*For our marketing purposes: to offer our products and services to you.
*For joint marketing with other financial companies
*Customers cannot limit this type of sharing.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. *Note: Merchants & Marine Bank does not share with our affiliates.
Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. *Note: Merchants & Marine Bank does not share with nonaffiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *Note: Merchants & Marine Bank’s joint marketing partners include financial companies such as credit and gift card companies and product and service marketing companies.